How it works
Khitamo works on top of the payment setup you already have. Your clients keep paying you exactly as they do now.
Connect Stripe or Whop
You create a read-only key in your Stripe or Whop dashboard and paste it in. We walk you through it, and it takes about five minutes.
- Read-only: we can see payments, not move money
- Works with checkouts that take payment through your Stripe, like SamCart, ThriveCart and ClickFunnels
- You can disconnect at any time
Get your audit
We go back through the last 12 months, find every payment plan, and work out what happened to each installment.
- How much is at risk right now, and who owes it
- What failed, what was recovered and what was written off
- Why each payment failed, and whether a retry is likely to work
Turn on recovery
When you're ready, you add a few permissions to the same key and switch recovery on. We start working the open failed payments straight away.
- Emails and texts to clients, sent in your business name
- A secure link for the client to update their card on a Stripe or Whop page
- A list for your closers, biggest balances first
See what comes back
Every recovered installment shows up in your dashboard, so you can see exactly what we brought back and what you paid for it.
- Recovered, still open and written off, month by month
- Our 15% is only charged on what's recovered, and capped at $1,000 a month
How we count the numbers
Money at risk
Every unpaid installment on a plan where a payment has failed and hasn't been recovered. If a client on a 6-pay plan misses payment 2, all five remaining payments are at risk, not just one.
Written off
The unpaid balance on plans where a failed payment went 60 days or more without being recovered.
Recovered
A failed installment that was paid later, whether by a retry, a new card or your team.